信用评分 相关文档，只是初步的，并没有深入(The documentation on credit scores is preliminary and not exhaustive)

该文档中包含大量代码，首先是一些R语言基本语法练习的，然后是一些机器学习相关的，最后是一些评分卡指标计算、建模相关的。(This document contains a lot of code, first some basic grammar exercises of R language, then some machine learning related, and finally some scorecard index calculation, modeling related.)

该文档中包含金融数据分析建模中所用到的所有代码，包括读取数据、指标计算、模型构建等。(This document contains all the codes used in the analysis and modeling of financial data, including reading data, calculating indicators, building models and so on.)