随着我国信息产业发展迅速以及中国加入世界贸易组织，国内银行之间以及与外国银行之间的竞争也越来越激烈，怎样发展业务以吸引更多顾客是各银行面队的当务之急。-With the rapid development of China' s Information Industry and China' s accession to the World Trade Organization, as well as between domestic banks and foreign banks has become increasingly fierce competition, how to develop business in order to attract more customers is the face of the bank' s top priority.