To fully read an OV-chipkaart you will need the keys for all the sectors. These keys can be obtained with mfocGUI and can be found in the Keys folder after dumping. If you want to save some time, you could dump only the so called A keys as those are

Camera移植，详细描述了camera移植中遇到的问题-Camera port，A detailed descr iption of the problems encountered in transplantation camera